A Better Way To Manage Your Investments & Retirement.
Your wealth management team should work for you, not for the commissions they take out of your portfolio. We are a fee-only Registered Investment Advisory firm, that adheres to the .
Your Future Deserves a Better Choice
Our Approach
How do you know you're getting value for your money? There are so many different financial service firms to choose from. How do you decide which one will help you achieve your goals?
At Brokerage Specialists, we understand these concerns, which is why we've adopted the following principles:
- Client-First Philosophy: We work for you instead of selling products and hiding our responsibilities behind footnote disclaimers.
- Independence: We're not tied to contracts with Wall Street brokers or fund managers to push the new hot investment products. We have only one contract, with our money managers.
- Transparency: No investment commissions, hidden charges, or layered fees.
- Customized Solutions: We don't park your money in an investment product and hope it grows. Day in and day out, your money is actively managed according to your personalized plan.
- Fair Pricing: Our fees are based on your balance, so we do better when you do better.
- Financial Planning
First, we sit down with you and listen to your goals and concerns. Then, we develop a personalized plan to help you achieve your goals and address your concerns.
- Investment Management
We will manage your investments according to your personalized plan. We will also monitor your investments and make adjustments as needed to keep you on track to achieve your goals.
- Enhanced Planning
We will help you implement your plan by assisting with the necessary paperwork, setting up accounts, and coordinating with other professionals, such as accountants or attorneys if needed.
Register for a Cost-Free, No-Obligation Financial Assessment.
We'll provide a clear, concise review of your existing holdings, followed by an explanation of how your past investments correlate with your risk appetite and goals. All with your future in mind.
- Fiduciary Responsibility
- Customized Solutions
- Independence
- No Hidden Fees
- Fair Pricing
- Transparency
For over 30 years we've helped people achieve their financial goals.
Customer Reviews
I have worked with Todd Hoins and Brokerage Specialists for over twenty years and the professionalism of his staff and his firm has been truly amazing. I have called him on a Saturday afternoon with a question and he answers his phone or calls me back immediately I just really appreciate all that they have done and helped me with over the years..
Todd at Brokerage Specialists has been handling our retirement account for a few years. We are very pleased with how they do yearly reviews with us and always take the time to answer any questions we have to our satisfaction. We can call them anytime with any questions. We have recommended them to family and friends, alike. We always have a good time at the client events they hold. They are very personable and a delight to be around. They have been good to us.
I have been working with Todd at Brokerage Specialists since 2018. I was still working at the time and rolled over my retirement funds per his recommendations and he pointed out some social security benefits and information that we were unaware of. We have now been retired for almost two years and their advice is working out well for us. We highly recommend Brokerage Specialist and Todd for your retirement planning!
Todd is a hard-working, honest person who will go the extra mile to help you plan your financial future. Confidential and non-threatening down-to-earth financial services...
Todd has always been very helpful. I used to do business with another advisor here in Grand Island, and they always had some excuse as to why my accounts never had any growth. Todd is great to work with.
Brokerage Specialists is proud to be recognized as the Best of 2024 Financial Advisor in Grand Island by Business Rate.
As a Google-screened business, we also hold the Honor Roll award from the Nebraska Better Business Bureau for our commitment to professional standards.
OUR MISSION STATEMENT
To glorify God by being a faithful steward with all that is entrusted to us and have a positive influence with everyone we work with in our daily lives.
Our Firm
Brokerage Specialists started as a dream for the ultimate dreamer. Todd Hoins has been in the insurance and financial planning business for 38 years and started selling insurance walking around town in Hastings Nebraska. As he matured in the business and was a member of the National Association of Financial Advisors he took a five-part class on financial planning topics such as personal finance, retirement planning, and life insurance needs planning.
Todd has also taken the Nebraska Edge and NxLeveL Start-up business training program to help small business owners understand the value of building a business endeavor that is responsible to yourself and the community. Today that success has proven to be the foundation for the success he was able to achieve.
Todd would tell you that he is a Christian faith-based financial advisor, and his goals are to help others understand the retirement planning process as you work with our firm I want you to know that our team of faith-based members will always put your interest ahead of our own as a fiduciary financial advisory firm.
Todd E. Hoins, LUTCF
Founder & CEO
Todd Hoins is the President and CEO of Brokerage Specialists. He is a dedicated professional with a deep understanding of the financial industry, with over thirty-plus years in the business he has always known to stay independent.
He says I am your fireman on your financials if you have any questions I am available to you 24/7 365 days a year. I do not want you to lose a minute of sleep worrying about your money!
Call 402-461-8092 to reach me personally.
Grand Island: (308) 398-0037 Omaha: (402) 218-4420
Bailey Hoins
Marketing Director
Bailey has worked for her dad in every capacity of the business from when she was in junior high & high school helping him on the weekends to build client files or data input on the Client portal sites! She has worked for TD Ameritrade on the client services team and also has done an internship at our Gradient Investments on the financial planning team to build cases for other advisors with Gradient Investments. She is currently in the process of obtaining her investment advisor representative license so she can one day take over the firm.
Just talking with Bailey you can tell she is passionate about providing her clients with comprehensive financial solutions and expert guidance in the future.
Heather Blauhorn
Customer Service
Heather is the face you see when you walk in the door. She is here to help you with any questions you may have.
Her personality has helped her grow personally and professionally as a team player. She has on many occasions been the glue to help keep everything in the office running smoothly day to day. Heather’s smile is a complement to her talents here in the office as Todd would tell you.
Our Money Managers
Brokerage Specialists is an independent investment advisory firm, as such we have complete control of who we do our investment advisory business. we choose to strategically partner with third-party money managers to actively manage investments for our clients.
We are proud to let you know that Gradient Investments is ranked in the top 4% of over 2,270 registered investment advisory firms in the United States of America. Whether your financial goal is preserving principal, maximizing income, or accumulating capital, our third-party money managers have carefully designed a strategy to help you achieve your long-term financial goals. Based on your personalized Color of Money risk score assessment program. Here is a link to Gradient Investments www.gradientinvestments.com
Michael Binger, CFA®
President of Gradient Investments, LLC
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 30 years of industry experience including prior roles managing multi-billion dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a featured contributor on CNBC, Fox Business, Barron's, and the Wall Street Journal.
Jeremy Bryan, CFA®
Senior Portfolio Manager
Jeremy has been with Gradient Investments since 2016 and has more than 20 years of investment experience. Jeremy is a CFA® charter holder and his previous job history includes equity research and portfolio management for institutional asset managers and hedge funds in Minneapolis and New York. He is a frequent contributor to media outlets including CNBC, Fox Business, Reuters, Bloomberg, and the Wall Street Journal.
Tyler Ellegard, CFA®
Portfolio Manager
Tyler Ellegard serves as a Portfolio Manager for Gradient Investments, LLC. Before Gradient, Tyler worked for US Bancorp in Minneapolis, MN as a Wealth Management Advisor where his primary responsibility was building custom investment portfolios tailored to clients' specific investment objectives and risk tolerances. Tyler is a graduate of the University of Minnesota with a Bachelor of Science degree in Applied Economics with an emphasis in Finance.
David Johnson, CFP®
Manager, Case Central
David J. Johnson, CFP® has worked in the financial services industry since 2000. David boasts extensive knowledge regarding investments, retirement income planning, and legacy planning. David is investment licensed, insurance licensed, and holds the Certified Financial Planner™ designation. He obtained his business degree from Bethel University in Arden Hills, MN.
Ready for financial clarity?
You'll receive these free financial reports with our financial planning process.
Financial Overview Report
This report provides you with an overall view of all your investments & retirement plans.
Color of Money Report
This report gives you a detailed risk analysis score compared to your current investments.
Social Security Maximization Report
This report provides you with a detailed analysis of your social security benefits and how to maximize them.
Allocation Road Map Report
This report shows you how your investments are invested and allocated to your score goals.
Compass Report
This report brings together all your investments and retirement assets into one detailed retirement report.