Asking whether to invest in stocks OR bonds is a question that shows a common misconception among retirement clients. Many investors believe that stocks and bonds are the only asset classes because they get the most publicity. However, other asset classes may include cash, real estate, annuities, or insurance products among others. There is a huge advantage in working with a fiduciary financial adviser. A fiduciary financial adviser can select the most appropriate asset classes and management strategy for the individual investor. He is not limited to specific products that are selected by a brokerage firm. To get a complimentary assessment of your retirement strategy contact us today.