Retirement Planning
Client Focused, Personalized Approach, Fiduciary Driven
How many have walked out of a stock broker’s office owning a stack of mutual funds without really knowing why? Have you wondered what else you should be doing to prepare for retirement? Do you wish someone would help you make sense of social security benefits? Even though you have investments, are you confident that you have enough to live through retirement? You are not alone. We often meet with new clients who feel the same way. They become new clients because Brokerage Specialists does things differently.
Brokerage Specialists is a fiduciary financial advisor and investment manager. We provide you with management & advice to ensure you have retirement income when you are ready to retire. We start by working with you to figure out your personal goals. Then we analyze your current financial situation using all available financial resources, Including your potential Social Security benefits. We use this information to build a personalized comprehensive financial plan using the five Reports listed below.
Social Security Maximization Report – Social Security Benefits form a core part of nearly every American’s retirement income. But, these benefits and the options available are not always straight forward. We gather basic information about your personal situation such as full retirement age, primary insurance amount, and marital status. We then apply 20,000 calculations to find the best strategy for you. How many times has a “financial advisor” just referred you to the Social Security Administration for questions?
Color of Money Risk Analysis Report – You may have completed a risk assessment for your broker that resulted in a recommended balance of stocks or bonds. We go much further. Based on your personalized score, we balance your assets according to where and how your savings are held and managed. We divide your accounts into Red, Yellow, and Green Money. These three colors of money represent three different baskets for your assets. We put into our report first, where your money is now and show you where you are out of balance. Then we show you where it should be placed to meet your goals and comfort with risk.
Portfolio Analysis Report – Many people are able to look at a statement from their 401(k) and have a vague idea of how much they have invested in stocks or bonds. BUT, many do not have any idea what they are paying in fees and costs for those investments. The confusion is only compounded when all account types are taken into consideration. We conduct a thorough fact finding process to determine your current assets and goals. Then, we are able to show you your overall financial situation and where your investments are leaking dollars as fees and costs, and what your actual risk level is. How are you going to reach your destination, if you don’t know exactly where you are starting?
Asset Map Report – Now that you know exactly where you are starting, and how much risk you are comfortable with, you need a map to get where you are going. We provide you the map in our Asset Map Report that takes all of our proposed strategies and maps out where your assets need to move in order to match your Color of Money score. The Asset Map also includes forecasted returns or potential losses year over year for the proposed strategies. This lets you see visually how your strategies are expected to perform from year to year.
Compass Report – Many people enter retirement hoping they will have enough savings and social security to last them through retirement. Few have an income plan that will ensure it will. Our Compass Report gathers all available income sources including social security, pensions, investments, and insurance products into one report. The Compass Report then lays out, year by year, which resource will provide income and how much. This report can supply the peace of mind in knowing that your income is there for your expected lifetime.
Follow any of the items in our Services Menu above for more detailed information on each report. If you are ready to experience the advantage of using a fiduciary advisor who is obligated to work in the best interest. If you would like a FREE NO OBLIGATION REVIEW click the FREE CONSULTATION BUTTON below.
EVERYONE HOPES THEY HAVE ENOUGH TO RETIRE, HAVE A PLAN TO RETIRE INSTEAD!

How many have you walked out of a stock broker’s office owning a stack of mutual funds without really knowing why? Have you wondered what else you should be doing to prepare for retirement? Do you wish someone would help you make sense of social security benefits? Are you confident that you have the right investments to live through retirement? You are not alone. Brokerage Specialists speaks with new clients every day who feel the same way that you do — it’s why our fiduciary financial advisors and investment managers are dedicated to doing things differently. Read on to learn more about how we can serve you, and contact us today to speak with a retirement planning expert.
Personalized Retirement Planning Services
As fiduciary financial advisors and investment managers, Brokerage Specialists provides you with management & advice to ensure you have the income you need when you retire. After we’ve determined your personal retirement goals, we analyze your current financial situation by weighing all available resources, including your potential Social Security benefits. With this in mind, we work closely with you to build a comprehensive financial plan using the five reports listed below:

1. Social Security Maximization Report – Social Security Benefits form a core part of nearly every American’s retirement income. However, these benefits are not always straightforward. Our team gathers basic information about your situation such as full retirement age, primary insurance amount, and marital status, before applying 20,000 calculations to find the best strategy for you.
2. Color of Money Risk Analysis Report – Our team goes much further than providing you with a recommended balance of stocks and bonds. Based on your personalized score, we balance your assets according to where and how your savings are held and managed. We divide your accounts into Red, Yellow, and Green Money to represent three different baskets for your assets, and provide you with a comprehensive report that shows you where your money is currently, and where you are out of balance. To make things as easy as possible, your retirement planning specialist will show you where your funds need to be placed to meet your retirement goals.
The Five Financial Retirement Reports, Continued.

3. Portfolio Analysis Report – Most people are able to look at their 401(k) statements and have a vague idea of how much they’ve invested in stocks or bonds, but the majority of them have no idea how much they are paying in fees and costs. This only gets more murky once you take all account types into consideration. Brokerage Specialists can show you where your investments are leaking dollars as fees and costs and determine the true value of your assets and your actual risk level. This report shows you your current situation so we can create a roadmap to financial freedom in retirement.
4. Asset Map Report – Now that you know exactly where you are starting and how much risk you are comfortable with, you need a map to get where you are going. Our Asset Map Report takes all of our proposed strategies and maps out where your assets need to move in order to match your Color of Money score. The Asset Map also includes forecasted returns or potential losses year over year for the proposed strategies. This report gives you a clear, visual representation of how your strategies are expected to perform from year to year.
5. Compass Report – It’s not enough to hope that you have enough savings and social security to last through retirement — you need an income plan to ensure that you will! Our Compass Report gathers all available income sources including social security, pensions, investments, and insurance products and shows you the amount of income you can expect from each resource, year by year. Enjoy peace of mind knowing the income you can expect throughout your retirement.
Are you ready to take the first step towards achieving financial freedom in retirement? Contact our retirement wealth specialists today!
Work With The Retirement Planning Experts at Brokerage Specialists
Brokerage Specialists is here to provide you with all of the resources and guidance you need to ensure a comfortable and lucrative retirement. You deserve to enjoy your retirement, and our team can help you make assured financial and investment decisions that will maximize your retirement income. Get in touch with us today to schedule a free consultation with one of our retirement wealth specialists.