Medicare Services
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What Is Medicare?
Medicare is health insurance that caters to people who are 65 years old and above, as well as people under 65 with disabilities. It also covers people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).
There are three main parts of Medicare that provide individuals with the insurance coverage they need as they get older. Not sure if Medicare is right for you, or need assistance choosing the best plan for your specific needs? Contact our experienced team at Brokerage Specialists today!
The Different Parts of Medicare
Part A (Hospital Insurance)
- Helps Cover:
- Inpatient care in hospitals
- Home health care
- Skilled nursing facility care
- Hospice care
Part B (Medical Insurance)
- Helps Cover:
- Outpatient care
- Home health care
- Part B also covers durable medical equipment like wheelchairs, walkers, hospital beds, and other equipment required.
Part C (Drug Coverage)
Helps cover the cost of prescription drugs, including many recommended shots or vaccines. Plans that offer Medicare drug coverage are run by private insurance companies that follow the rules set by medicine.
Who Is Eligible for Medicare?
If you are a US citizen or permanent legal resident who has lived in the US for five straight years and meet the age or alternative requirement, you are eligible for Medicare. You are also eligible for Medicare enrollment if you or your spouse has worked long enough to be eligible for social security or Railroad Retirement benefits. Contact Brokerage Specialists today to discover if you are eligible for Medicare in Nebraska!
When Can You Enroll In Medicare?
- If you are below 65 years of age, you may automatically get Medicare enrollment if you have received social security or Railroad Retirement disability benefits for 24 calendar months.
- Some individuals are automatically enrolled in Medicare. If this is the case, you will get your red, white, and blue Medicare benefits card in the mail, and your Medicare coverage will start either on the first day of the month when you turn 65 or on the first day of your 25th month getting disability benefits.
- Additionally, if you are below the age of 65 and have ALS/Lou Gehrig's disease, your Medicare benefits will start the same month your disability benefits begin. There is no 24-month waiting period.
Our Medicare Services
Medicare is here to provide you with the insurance coverage you need. However, choosing the proper plan for your needs, and getting enrolled can be a long and confusing process. Our team at Brokerage Specialists is here to assist you! We have extensive Medicare enrollment knowledge to help you not only choose the right coverage for your specific needs, but to also assist you in navigating each step of the enrollment process. Contact us today with any questions, or to get started on your Medicare enrollment!
