One of the many differences between a broker and a true fiduciary adviser is the range of strategies that can be considered in making your retirement plan. A broker-dealer is often limited to offering you investments that have been selected by his firm. A fiduciary financial adviser can consider managed investment portfolios, self-managed accounts, life insurance, annuities, or other types of traditional or Roth IRAs regardless of where the money is held. Contact Brokerage Specialists today and put all your options on the table for a truly personalized retirement plan..